Receivables-backed facilities
Credit backed by invoices, trade receivables, platform receivables, or payment flows.
Best for: B2B suppliers, staffing agencies, logistics companies, marketplaces, and fintech lenders.
Credit first. Crypto second.
Stablecoin credit for real-world businesses
StableCredit helps institutional lenders fund private credit facilities backed by receivables, RWAs, digital assets, and other enforceable collateral.
Built for borrowers, fintech lenders, stablecoin allocators, and private credit investors.
What backs our facilities
Enforceable collateral
- Receivables and payment flows
- Tokenized real-world assets
- Approved digital collateral
- Warehouse lines for originators
SettlementStablecoin & traditional rails
What we do
We connect stablecoin capital with underwritten credit
StableCredit sources, underwrites, structures, and monitors credit facilities for businesses with clear repayment sources and verifiable collateral.
How it works
Borrowers submit
Financials, collateral, and financing needs are shared through a structured intake.
We underwrite
StableCredit prepares underwriting and proposed facility terms.
Lenders review
Lenders assess the opportunity and the surrounding risk framework.
Capital deploys
Funds are deployed through stablecoin or traditional rails.
We monitor
Facility performance is monitored with transparent reporting.
Types of facilities
Facilities built around real collateral
RWA-collateralized facilities
Credit backed by tokenized real-world assets such as money-market funds, T-bills, fund shares, private credit notes, or other legally enforceable asset claims.
Best for: RWA issuers, fintech lenders, tokenized asset platforms, and institutional borrowers.
Digital-asset collateralized facilities
Loans backed by BTC, ETH, stablecoins, tokenized treasuries, or other approved digital collateral.
Best for: crypto-native companies, DATs, market makers, OTC desks, and stablecoin businesses.
Warehouse facilities
Facilities for fintech lenders or platforms that originate many short-duration loans and need scalable capital.
Best for: invoice-financing platforms, revenue-based finance providers, embedded lenders, and SME credit originators.
Who we work with
For borrowers with real cash flows and verifiable assets
Ideal borrowers
- Mid-market facility sizes
- Short-duration financing needs
- Recurring revenue or receivables
- Verifiable financial, bank, accounting, or platform data
- Clear use of proceeds
- Enforceable collateral or repayment claim
- Repeat borrowing needs
Typical segments
Fintech lendersB2B suppliersMarketplaces and platformsExport/import businessesCrypto-native companiesDigital Asset Treasury companiesRWA and tokenized asset issuers
If your business has predictable cash flows and collateral we can verify and enforce, you are likely a fit. Most borrowers return for repeat facilities.
For lenders
Private credit opportunities built for stablecoin allocators
StableCredit gives lenders access to curated credit opportunities with standardized underwriting, facility-level reporting, and ongoing monitoring.
Curated opportunities
Curated private credit opportunities, not undifferentiated deal flow.
Borrower & collateral analysis
Clear analysis of the borrower and the collateral behind each facility.
Terms & protections
Proposed facility terms and the protections that sit around them.
Repayment monitoring
Repayment and collateral monitoring through the life of the facility.
Transparent reporting
Facility-level reporting that stays transparent and current.
Stablecoin settlement
Stablecoin-compatible settlement alongside traditional rails.
Risk principles
Credit first. Crypto second.
StableCredit uses stablecoin rails where they improve capital formation, settlement, and reporting. Underwriting remains grounded in repayment capacity, legal enforceability, and collateral protection.
- Verified borrower data
- Clear repayment source
- Conservative advance rates
- Enforceable collateral structure
- Ongoing monitoring
- Transparent lender reporting
- Jurisdiction-specific legal review
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